Mortgage Rates as Low as 5.375%*
The L&N 15/15 Mortgage plan (with points) is an adjustable rate mortgage that offers a rate lock for 15 years. That’s an adjustable rate mortgage with only 1 rate change in 30 years!
The 15/15 Mortgage Includes:
BORROWER PORTAL
The L&N 15/15 Mortgage plan is an adjustable rate mortgage that offers a rate lock for 15 years. That’s an adjustable rate mortgage with only 1 rate change in 30 years!
30 Year Term Available
Rates As Low As
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The L&N 7/5 Mortgage plan is an adjustable rate mortgage that offers an initial rate lock for 7 years. After the 7th year, adjustments occur every 5 years.
10, 15, 20, & 30 Year Terms Available
Rates As Low As
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We never sell the servicing on our conventional mortgage loans!
So not only do you get competitive rates and terms, you get peace of mind knowing that you can count on L&N Federal Credit Union to always be there.
30 Year Fixed As Low As
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Let L&N Federal Credit Union help you build the home of your dreams!
We offer a one-time closing, construction-to-permanent financing loan.
Rates As Low As
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L&N Federal Credit Union Home Equity Programs all feature low rates, low payments, and easy access.
Home Equity Loans can be used for purchasing a new automobile, home remodeling, the vacation you’ve been longing for, or debt consolidation to pay off high interest rate credit cards.
With a Credit Union Home Equity Loan, your money is at your fingertips. You can transfer funds through internet banking, write a check, use a special debit card or contact your branch location and have your money deposited into your account. It is that simple.
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Five to ten year draw-periods are available, 90% Loan-to-Values,* and low closing costs. The Fixed Rate version features a maximum repayment period of 15 years, while the Adjustable Rate version has maximum repayment periods of 20 years, depending on the plan you qualify for.
* 90% LTV if L&N holds the first mortgage
Rates As Low As
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Financing a home for the first time can be overwhelming. Our First-Time Home Buyers Program will take you through the home buying process step-by-step, and provide useful assistance throughout.
This program provides no discount points, no origination fee, reduced closing fees, and an Escrow account to pay for items such as property taxes and insurance. We can finance up to 97% of your purchase up to $647,200 with terms up to 30 years.
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Choose the plan that fits you like a glove. This means you get affordable, convenient financing with a company that cares about your future.
30 Year Fixed As Low As
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