L&N Federal Credit Union

Home Purchase Program

5 YEAR RATE LOCK with NO POINTS as low as

5.75%

Top Honors for L&N

11X Best Places to Work in Kentucky Winner
Forbes Best-in-State Credit Union
L&N hot air balloon at sunset

Kentucky Derby Festival - L&N Great BalloonFest

We're proud to be the presenting sponsor of the L&N Great BalloonFest

man and woman renovating kitchen

Borrow $20,000 for $111 per month

with our 12 Month Introductory HELOC Rate

PRIME Minus 0.25% APR

Get 1% Cash Back 
on Auto Loans

  • Auto Rates as Low as 5.49% APR
  • No Payment for 90 Days
  • Up to $600 Cash Back

EARN MORE!

Premier Money Market Special:

3.40% APY

Products & Services

home page auto icon
home page mortgage icon
home page checking icon
home page credit card icon
home page business services icon

Current Rates

Auto Rates
Rates as low as
5.49%
RATES ARE BASED ON THE REPRESENTATIVE CREDIT SCORE AND LTV.
MORTGAGE RATES
30 YEAR MORTGAGES AS LOW AS
5.75%
5 YEAR RATE LOCK WITH NO POINTS

CREDIT CARDS
MASTERCARD® PLATINUM credit CARD AS LOW AS
0.00%
INTRODUCTORY APR*

graduation cap and diploma

Frank Moore Scholarship

Congratulations to Our 2025 Winners!

Spotlights

2026 best places to work winner logo
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best places to work and forbes best-in-state credit unions logo
 
person using tap to pay with their debit card