Consolidate High Interest Debt with an L&N Credit Card!
The L&N Platinum Credit Card Suite.
Explore our cards and choose which one is best for you. Take advantage of low rates, cash back rewards or promotional offers. Plus, Mobile App Access, custom Member Alerts and so much more!
Introductory APR and promotional offers are subject to change. For current rates, terms and conditions check our rates page. Click here to view the Application & Solicitation Disclosure.
Platinum Cash Back Rewards Card
0% Introductory APR
Interest Rate
Rates are non-variable and determined at account opening.
Promo
0% Introductory APR for 6 months on new accounts for purchases and balance transfers.*
Earn $50 cash back for $1,000 in purchases in the first 90 days.*
Rewards
5% on gas purchases, 1% on all other purchases.
Cash back offers from a variety of retailers in the Cash Back Mall.
Fees
Balance Transfer Fee - 3% or $10, whichever is greater.
Cash Advance Fee - 3% or $10, whichever is greater.
Annual Fee
$0
0% Introductory APR
Interest Rate
Rates are variable based on prime rate plus a margin determined by your credit score.
Promo
0% Introductory APR for 6 months on new accounts for purchases and balance transfers.*
Reward
None
Fees
Balance Transfer Fee - 3% or $10, whichever is greater.
Cash Advance Fee - 3% or $10, whichever is greater.
Annual Fee
$0
Interest Rate
Rates are variable based on prime rate plus a margin determined at account opening.
Promo
None
Rewards
None
Fees
Balance Transfer Fee - 3% or $10, whichever is greater.
Annual Fee
$35
$35
0% Introductory APR
Interest Rate
Rates are non-variable and determined at account opening.
Promo
0% Introductory APR for 6 months on new accounts for purchases and balance transfers.*
0% Introductory APR for 6 months on new accounts for purchases and balance transfers.*
Earn $50 cash back for $1,000 in purchases in the first 90 days.*
Rewards
5% on gas purchases, 1% on all other purchases.
Cash back offers from a variety of retailers in the Cash Back Mall.
Fees
Balance Transfer Fee - 3% or $10, whichever is greater.
Cash Advance Fee - 3% or $10, whichever is greater.
Annual Fee
$35
* Cash Back earned on purchases is determined by the merchant category code assigned to a merchant. L&N Federal Credit Union has no control over the way merchants process or code transactions. The term “purchases” does not mean every transaction you make with your credit card. Interest, fees, balance transfers, cash advance or ATM transactions, convenience checks, insurance premiums or other charges assessed on your account are excluded. Returns, refunds or other credits will be deducted from purchases resulting in Cash Back being earned on net purchases. 0.00% introductory APR is for new credit card accounts only.